Skip to Content
Home > Patients & Visitors > Health Library > Managing Your Medical Bills
Medical bills. They can be confusing and stressful. But with some basic know-how and organization, you can manage them—and avoid overpaying for your health care.
After you receive a health care service, you get:
This may sound simple. But when you get a bill, then an insurance statement, then a revised bill based on the statement or a payment you've already made, things can get confusing.
Take these simple steps to keep your medical bills in order. You can organize paper bills and statements, or electronic versions on a computer.
Update your list or spreadsheet with each bill and insurance statement you receive and with each payment you make.
Don't be surprised if you get several bills for the same care. For example, for a surgery in a hospital, you might get bills from the surgeon, the anesthesiologist, and the hospital. Or for an X-ray, you'll get bills from the imaging facility and the radiologist who reads the image.
Read carefully through your medical bill and insurance statement. Make sure that:
If you have questions about any part of a bill, call your provider's billing office. And for questions about what's on your insurance statement, call your insurer.
Billing mistakes can happen. Before you pay anything, be sure to read your billing paperwork carefully. Look at your health insurance policy.
Not paying a medical bill can ruin your credit rating. Talk to the provider's medical billing office. This is one key to keeping your account from going to a collections agency.
ByHealthwise StaffPrimary Medical ReviewerAdam Husney, MD - Family MedicineSpecialist Medical ReviewerKathleen Romito, MD - Family Medicine
Current as ofAugust 21, 2015
Current as of:
August 21, 2015
Adam Husney, MD - Family Medicine & Kathleen Romito, MD - Family Medicine
To learn more about Healthwise, visit Healthwise.org.
© 1995-2015 Healthwise, Incorporated. Healthwise, Healthwise for every health decision, and the Healthwise logo are trademarks of Healthwise, Incorporated.
Feeling under the weather?
Use our interactive symptom checker to evaluate your symptoms and determine appropriate action or treatment.
Our interactive Decision Points guide you through making key health decisions by combining medical information with your personal information.
You'll find Decision Points to help you answer questions about:
Get started learning more about your health!
Our Interactive Tools can help you make smart decisions for a healthier life. You'll find personal calculators and tools for health and fitness, lifestyle checkups, and pregnancy.
Send Us Your Feedback
North Kansas City Hospital